Winter and Holiday Home Tips
November 17, 2009
As the holidays are approaching, many of us are thinking about where we are going to put all the relatives that will be coming into town. Along with working out sleeping arrangements, we begin to look around our Tulsa home. We want everything to be perfect and in working order, especially if the in-laws are coming. There is nothing more embarrassing than when your mother-in-law walks into your kitchen and finds thinks in disarray such as knobs loose on cabinets, broken tiles, or whatever else she may find to make us look unworthy to be married to her son.
Now, is the time to start and find all those little things that might need repaired and fix them, long before anyone comes a callin’.
The following list should help you go room to room and look for obvious repairs.
Kitchen Look for:
- Loose knobs on cabinets.
- Broken tile.
- Are all appliances in working order?
- Knobs on the stove.
- Light bulbs or other lighting.
- Clear off counter tops – you do not want your kitchen to look cluttered especially if family members will be helping you fix the meals.
Bathrooms Check for:
- Faucet leaks.
- Sinks or tubs draining slow.
- Broken tile.
- Missing or stained grout.
- Light bulbs.
- Fan in working order.
- Living Room Check for:
- Dirty carpet.
- Lighting.
- Curtains and upholstery in need or repair or cleaning?
Bedrooms Check for:
- Dirty carpet.
- Dust on everything.
- Room in the closet and chest of drawers for their clothing.
- Light bulbs.
Front door and walkway:
- Be prepared to clear snow and ice from both.
- Watch the roof for hanging icicles which can be an accident waiting to happen.
- Now, that you know you are prepared for guests it is time to winter proof your home.
- Remove all hoses from exterior faucets.
If you have pipes that freeze often, remember to leave the water dripping on cold nights.
If you plan to leave, have a neighbor keep an eye on your home.
Be prepared for power and heat outages. Always know where the flashlights and candles are and have an alternative heat source such as a fireplace or a place to go in case you do not have heat.
Remember to buy batteries and have them close by the flashlight.
Keep a few gallons of drinking water just in case a pipe burst.
Do not warm up your car in the garage with the door down.
Do not use kerosene heaters in small areas.
Close the chimney damper when you are not using it.
Keep your snow shovel ready to use.
Check all windows and doors for drafts and replace weather stripping if needed.
In the attic, be sure that the insulation is not covering vents.
Now, your home is ready for guests and cold winter nights. Cuddle up, read a book, and enjoy the time you have before the guests arrive.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
Refinancing
April 15, 2009
Bottom Line on Refinancing
We have all heard the stories about refinancing to help lower our monthly mortgage payments and all other kinds of rumors. The problem is that often no one is given us the bottom line on refinancing, so here it is.
Some Tulsa homeowners have interest rates at this time that are well above what is available in the market, but still cannot refinance profitably. The main reason is that property values have declined causing a requirement of mortgage insurance on any new loan. The next reason is many individuals are self employed and cannot meet the requirements of the lenders. The last reason is that the home owner has seen his credit score deteriorate and cannot meet the credit scores needed to refinance.
The bottom line to your questions:
- There is no waiting period requirement for refinancing.
- You will not lose past principal payments if you refinance.
- Past refinance costs, normally does not affect the decision on your refinancing now.
- Refinancing does not have to extend the loan for more years.
- A prepayment plan should not stoop a profitable refinance.
You should speak with your bank or lending company to learn your options. Refinancing can be an option, but may not be the best option in your case. Just remember before throwing in the towel and losing your home you should talk with the lending company to learn the best options for you in your situation. There are ways that you can keep your home instead of losing all that you have worked for over the past few years.
If you have an adjustable rate mortgage and realize that you can receive a better deal in today market with a fixed rate, it would in your best interest to speak with your lending company to learn more. Remember, your lending company may not be willing to make any adjustments to your loan to provide you with a profitable outcome. The main reason is that they are in business to make the company money not to put money in your pocket. You can still shop around for a refinance company instead of sticking with the lending company you have at this time.
Home Owner Tips – Garbage Disposals
January 3, 2009
Every now and then, the garbage disposal goes on the blink and we surely do not want to pay those outrageous prices to have a plumber come out for simple problems.
Before we get started, you must know there are two types of garbage disposals, which are batch feed and continuous feed. Batch feed is activated by a turning a stopper and continuous feed is activated by a wall switch. The major problems seen with both types of garbage disposals involved leaks, clogs, or jams.
For any problem with your garbage disposal, the most important thing to remember is that you should put your hand in the disposal and always use tongs or pliers that might be stuck in the disposal. The second rule is never use a commercial drain cleaner such as Drano in a garbage disposal. The third rule is shut off power at the main electrical connector prior to working on any electrical connections.
Whirring noise or if the disposal stops working all of a sudden – the disposal is jammed. To fix the problem, turn off the garbage disposal and wait a few minutes. Next, press the reset button found on the bottom of the motor housing. This should do the trick.
If the above did not work, you should look at the disposal under the sink. Do you see a small crank or socket? If so, you can use an Allen wrench and turn the flywheel. Alternately, for the crank you can turn the crank to do the same thing.
If your disposal has neither, you can use a broom handle. Place the broom handle at an angle against the blade and move the blade back and forth until it moves freely. Now, press the reset button again and you are done.
If you have a clog in the garbage disposal, you will need to dismantle the trap. Once you have it ready you will need to use a snake to clean out the clog.
If you notice water dripping, under the sink from your garbage disposal it is more than likely a seal is worn and will need to be replaced.
Other common problems with garbage disposals:
Will not turn on – If this happens, you need to check and make sure power is going to the disposal. You should also check the fuse or breaker box, make sure the wall switch is working, or for batch feed disposals, and check the stopper switch.
If the motor on your disposal is humming but it is not grinding the flywheel could be jammed or you could have frozen bearings. If after freeing up the jam, you still have the same problem, you will more than likely need a new disposal.
If you cannot find the problem or are unable to fix the problem, it will be time to call an expert plumber.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
Understanding Mortgage Rates
December 7, 2008
So, you are thinking about purchasing a Tulsa home and need some information on a mortgage. Let’s define a mortgage. Usually a mortgage means a long term loan which the borrower (that’s you) acquires by completing an application offered by a bank, online mortgage broker , wholesale mortgage company, independent mortgage broker, lender or sometimes the seller of real estate. Finance mortgage companies hold a claim to property until debt is paid off. These loans are usually typed in the way of a contract.
How do you know what the mortgage rates will be?
Mortgage rates are figured by dividing the amount of interest by the amount of money borrowed. An example would be: If the lending company charges $60 per year for you to borrow $1,000, the mortgage rate would be 6%. You will find mortgage rates posted at most lending companies.
What types of things determine what mortgage rates will be?
- Inflation affects mortgage rates. When inflation rises so does mortgage rates. This happens because lending companies will lose money that will be paid back to them in the future.
- How much credit people are seeking and how much is available.
- The rate that other institutions charge each other for their short-term loans. (Federal funds rate)
Are mortgage rates different for different types of loans?
Yes, the higher the credit risks of the loan, the higher the mortgage rate. Loans that are determined to be high risks are ones that the lending company believes will probably not be repaid.
Therefore, mortgage rates can be a big factor when you are looking for a loan. This may not be a big difference but when you are talking about several thousand dollars, it does become an important deciding factor. Mortgage rates vary from state to state and from lending companies to lending companies. They can also very according to the length of the loan and the amount of money borrowed.
There are many companies online today that can give you the current mortgage rates for the city and state that you live in. Without even leaving home you will be able to check the current rates and find lending companies in your area that have the lowest mortgage rates available. You can even find companies online where you can apply for loans when you find a good mortgage rate.
Do not apply with a company just because their mortgage rates are lower than the last one you checked out. Be sure you check every option in every loan package to insure that you are in fact getting the best type of loan with the options that you need.
Be sure when you talk with different lending companies concerning mortgage rates, be sure you have all of your information together and that you know what you want. You will be able to check out the mortgage rates and other loan options from different loan companies. Be sure you shop around as each loan company may be different in the options or their mortgage rate charges they have available.
Remember that mortgage rates can change from day to day, be prepared to apply for a loan when the mortgage rate is where you want it to be. Check the mortgage rates often by visiting the sites online that keep accurate records or have an updated feed available with the current prices of mortgage rates in your area. Be sure you are up to date on what mortgage rates are when you talk with a lending company. If they seem to be a lot higher than you expected then ask them why they are in fact higher than you found on the internet. If they cannot give you a good explanation, find another lending company.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
Types of Mortgage Lenders
November 2, 2008
Okay you have decided to buy a new Tulsa home and you are wondering where to start. The first place to start is to understand the different types of mortgage lenders available. There are many different types of mortgage lenders.
Mortgage Bankers
A mortgage banker is a mortgage lender that is big enough to sell loans to places like Fannie Mae, Ginny Mae, Freddie Mac, and other loan companies. Some will in fact service the loans that originate while others may not. These mortgage bankers have wholesale lending divisions to mortgage bankers.
Mortgage Brokers
Mortgage brokers are mortgage lenders that originate loans to sell them to wholesale lending companies. The mortgage broker has been doing business with these wholesale companies for a while. Mortgage brokers do not do any underwriting or funding. They also only work with wholesale lending companies that have a wholesale loan department within their company structure.
Wholesale Lenders
Wholesale lenders are a type of mortgage lenders that may not have their own retail branch; they may only work with mortgage brokers. Wholesale lenders offer their loans to mortgage brokers at a lower cost that is available at the retail branch to the general public. The mortgage broker can then add his own fee. To you that would mean that you are paying around the same that you would if you went to the retail branch of the wholesale mortgage lender.
Portfolio Lenders
This mortgage lender is lending money and originating loans on their own behalf. They do not sell them on the secondary market quickly. Because of this, they do not have to go by the guidelines set forth in the Fannie May or Freddie May guidelines. A portfolio lender can determine their own rules for their loans based on your credit. Most of the time portfolio lenders are large banks and savings & loan companies. If you pay your payments on time for a year it becomes known as seasoned, after it becomes seasoned it is then marketable even if your loan does not meet the guidelines set forth by Fannie Mae. When the portfolio lender sells your seasoned loan it then frees up their money so they can make more loans.
Direct Lenders
Direct lenders are mortgage lenders that fund their own money. This can be large or small lending companies. They usually have a credit line where they can draw money to fund all of these loans. Most of the time direct lenders draw up the loan in their own company name.
Correspondents
Correspondents are mortgage lenders that do their own loans and instead of selling them into pools, they sell these loans to a sponsor, which is a larger lending company. The sponsor then sells these loans like they were a mortgage banker to companies like Ginny Mae, Fannie Mae, or Freddie Mac. Sometimes, correspondents fund the loan themselves or the funding may come from a larger lending company.
Banks and Savings & Loans
These mortgage lenders are similar to portfolio lenders
Credit Unions
Credit Unions are similar in operation to correspondents, although a large one could act as a portfolio lender or a mortgage banker.
Now you understand what mortgage lenders are and how they work, you may be able to understand where to find a mortgage loan. Be sure to check with all kinds of lending companies before you make a choice for your mortgage loan.
Enjoy shopping for your new home and finding a mortgage lender that will help your dreams of owning a new home become a reality.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
What is Interest Only Mortgage
October 2, 2008
An interest only mortgage is a wonderful way for buying more home at a cheaper rate.
You can get the lowest monthly payment possible because you are not paying any money toward your principal. Your monthly payments are paying interest only. You can make other payments to your loan for the principal if you desire.
Usually interest only mortgages are for a term of 30 years, the first 5 to 20 years are the interest only years and the last 20 to 25 years is everything combined.
Before you talk with lending companies concerning interest only mortgage you need to understand the basics in mortgage/interest rates.
Why do you pay interest anyway?
Interest rates are a fee that is charged for using the lending company’s money for a specific time period for your interest only mortgage.
How do you know what the interest rates will be?
Interest only mortgage rates are figured by dividing the amount of interest by the amount of money borrowed. An example would be: If the lending company charges $60 per year for you to borrow $1,000, the mortgage rate would be 6%. You will find mortgage rates posted at most lending companies.
Are interest only mortgage rates different for different types of loans?
Yes, the higher the credit risks of the loan, the higher the mortgage rate. Loans that are determined to be high risks are ones that the lending company believes will probably not be repaid.
Interest only mortgages are you still interested?
With their usually less than fixed rates, along with interest only payments, an a short-term ARM a interest only mortgage could represent a way to have the lowest possible monthly payment and still be able to own your own home. However, all that flexibility comes with risks.
Some mortgage products, allow you to have your choice of payment plan, including interest only, fully amortizing or accelerating amortizing. These pick a price and pick a payment arms are gaining in usage, because they allow you to determine how best to apply your income to your mortgage.
If you are already qualified for an interest only mortgage, and if you have college, retirement or investment needs to take care of, you might consider adding interest only payments to your arm in order to more fully fund the other financial needs in your life. You can invest the money better elsewhere than paying down your mortgage balance. As far as maximizing your tax deduction, remember that not only is that vast majority of your payment already comprised of interest, but that only a fraction of every dollar in interest you spend is tax deductible, anyway.
Please consider that interest only mortgage will rise just like a river, complicating things for borrowers who do not have fixed loans. Whatever happens, it is crazy to assume that house prices and appreciation will continue indefinitely.
Most Tulsa home prices can keep rising only as long as there are Tulsa home buyers willing to pay more than the last one did. Buyers who want to use an interest only mortgage to best advantage must be ready to welcome one more problems in their life. People who choose a conventional fixed mortgage over an interest only mortgage select it just for the security and the knowing what their payments will be now and 20 years from now.
Deciding on the interest only mortgage with all the many investment to choose from, really depends on what your priority in life is to live better now in a hope that later your income will rise or buy less home for your money and feel more secure.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
Top 10 Homebuyer Questions
September 20, 2008
Am I ready to purchase a Tulsa home?
You can answer this question by answering the following 9 questions.
- Do you have a steady income?
- Have you been on the same job for the last two to three years?
- Is your income reliable or does it fluctuate?
- Do you pay bills on time?
- Do you have a few long-term debts such as a car loan?
- Do you have money saved for a down payment?
- Can you pay your mortgage on time along with other additional fees?
- If you answered yes to the above questions, then you are more than likely ready to purchase a home.
- What do I do to purchase a home?
The very first think you must do is weigh how much you are spending every month and how much you are bringing in to learn just how much home you can afford. After you know your budget, then you have to make a list of the size of home you desire, if you desire a certain neighborhood, and any other features you desire. After you have this list, you can then begin to search for your dream home.
Q – What is the difference between renting and owning?
A – Well, the major difference is that your money will be going toward owning a home instead of paying someone for property that you will never be able to call yours. On the other hand, if you own you are then responsible for all repairs and upkeep whereas if you rent it is the landlords problem.
Q – After I find a lender, how do they figure my maximum loan amount?
A – The lending company uses a system that considers your debt to income rate. According to the Federal Housing Association, mortgage payments should not be over 29 percent of a person’s gross income and when the mortgage payment is combined with other expenses that are not housing related the percentage should not be over 41 percent of the gross income.
Q – How do I find a real estate agent?
A – The best way to find a real estate agent is by talking with family members and friends. They can provide you with references and even a list of realtors they thought did a horrible job. Once you have a list of quality real estate agents, you can contact them and choose one that you believe will work with you and that you are comfortable working with along with one that has knowledge in the area you wish to move.
Q – How do I know what I need in terms of housing?
A – You must decide what size home you need to live comfortable, if you need to be in a good school district, if you desire attractions nearby, or if wish to live in town or in the country. You must list your priorities to ensure you find a home with all the features and options you desire.
Q – How do I choose a community?
A – The best way to choose a community is to visit the community and learn what is nearby. If you wish to be near shopping, schools, parks, etc… Learn what is available without a long drive.
Q – How can I learn about a school district or a certain school?
A – Today, learning about schools across America is easy. You can find all kinds of answers on the internet including the schools report card, the grade point average of the students, the race that is prominent and much more.
Q – How can I learn about a specific community?
A – The best way to learn about a community you are considering to call home is by contacting the local chamber of commerce. In most cases, they will have all kinds of information available including information on schools and area maps.
Q – How do I learn about crime in the area?
A – You can talk with the local police department to learn if an area is considered a high crime area. In some cases, you can even do a search online to learn all about the crimes committed in a specific area as long as you have the zip code.
Summary
There is always much to consider when buying a home and you can depend on our Professional RE/MAX Agents to give you straight answers and help you locate the home of your dreams.
Understanding Tulsa Home Equity Loans
September 19, 2008
Home equity loans are loans that is against the equity you have in your Tulsa home. You can use the money from this loan for any reason you want. It does not have a specified requirement. Interest rates a major consideration when applying for a home equity loan so let’s check out interest rates.
Why do you pay interest rates on home equity loans?
Interest rates are a fee that is charged for using the lending company’s money for a specific time period.
How do you know what the interest rates will be for home equity loans?
Interest rates are figured by dividing the amount of interest by the amount of money borrowed. An example would be: If the lending company charges $60 per year for you to borrow $1,000, the interest rate would be 6%. You will find interest rates posted at most lending companies.
What types of things determine what interest rates will be when you apply for home equity loans?
Inflation affects interest rates. When inflation rises so does interest rates. This happens because lending companies will lose money that will be paid back to them in the future.
How much credit people are seeking and how much is available.
The rate that other institutions charge each other for their short-term loans. (Federal funds rate)
Are interest rates different for different types of home equity loans?
Yes, the higher the credit risks of the loan, the higher the interest rate. Loans that are determined to be high risks are ones that the lending company believes will probably not be repaid.
By checking with different lending companies, you will find that interest rates are not the same for each company. As an example:
The interest rate for a 30 year fixed mortgage in:
- San Diego, California varies from 5.386% to 6.27%
- Bloomington, Indiana varies from 5.391% to 6.071%
The interest rate for a 10 year fixed mortgage in:
- Daytona Beach, Florida varies from 4.557% to 6.105%
- Memphis, Tennessee varies from 4.557% to 5.026%
Therefore, interest rates can be a big factor when you are looking for a Tulsa home equity loan. This may not be a big difference but when you are talking about several thousand dollars, it does become an important deciding factor. Interest rates vary from state to state and from lending companies to lending companies. They can also very according to the length of the loan and the amount of money borrowed.
Many people are now applying online for all types of home equity loans. This can be very convenient for many of us. There are also many companies online today that can give you the current mortgage rates for home equity loans for the city and state that you live in. Without even leaving home you will be able to check the current rates and find lending companies in your area that have the lowest mortgage rates available.
Do not apply for your Tulsa home equity loans with a company just because their mortgage rates are lower than the last one you checked out. Be sure you check every option in every loan package to insure that you are in fact getting the best type of loan with the options that you need.
If you decide to apply online for a home equity loans; check to be sure that the website is secure. You never want to give out personal information online unless the website has a secure server in which to submit your personal information. You can tell if the page that submits the information is using a secure protocol by checking the URL, if the URL looks like https:// then it is secure and all information submitted will be encrypted and will not be able to be read until it reaches its destination.
Before submitting information for a home equity loans, be sure that the lending company is a real company. If they are, in fact, legitimate they will have their physical address and telephone number posted in clear viewing somewhere on their website. You do not want to give out personal information concerning your bank account if you cannot be sure the company receiving the information is legit.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
Understanding FHA Loans
September 17, 2008
An FHA loan has various programs to choose from and this page gives you a brief overview of the available FHA programs for your Tulsa Real Estate needs which include:
- “Section 203(b)” this type of FHA loan program is for a single family dwelling that has a low down payment that can be as low as 3%, which means that you are allowed to finance up to 97% of the value of the home.
- “Streamline Refinance” this helps the underwriters with the amount of paperwork they need to do, so your FHA loan can be financed quicker.
- “Section 203(k)” this type of FHA loan program allows you to borrow for the purchase of the home and the rehabilitation with just one loan.
- “Section 203(i)” this FHA loan program helps with the purchase of a home that you will live in the majority of the year in a rural area.
- “FHA ARM” this is an adjustable rate loan for purchasing or refinancing a home in which you live the majority of the year at a lower interest rate.
- “Property Improvement Loan Insurance (Title I)” This program is for home improvements, you must meet certain requirements.
- “Energy Efficient Mortgage” this type of FHA loan program is for mortgage insurance that also incorporates the cost of adding energy improvements to your home.
- “Reverse Mortgage” this FHA loan program is for home owners that are 62 and up who have already paid off their mortgages or only have a small balance left on their loan.
Some fees known as closing costs will also be part of your FHA loan program. Closing costs are usually made up of the following:
- Attorney fees.
- Escrow fees.
- Property Taxes.
- Interest.
- Fees to record the information.
- Survey fees.
- Your first premium of your mortgage insurance.
Title insurance. - Your first payment to your escrow account.
- Paid insurance policy for fire and flood insurance.
- Other fees may apply.
Many people are now applying online for all types of FHA loans. This can be very convenient for many of us. There are also many companies online today that can give you the current mortgage rates for FHA loans for the city and state that you live in. Without even leaving home you will be able to check the current rates and find lending companies in your area that have the lowest mortgage rates available.
Do not apply for your FHA loan with a company just because their mortgage rates are lower than the last one you checked out. Be sure you check every option in every loan package to insure that you are in fact getting the best type of loan with the options that you need.
If you decide to apply online for a FHA loan check to be sure that the website is secure. You never want to give out personal information online unless the website has a secure server in which to submit your personal information. You can tell if the page that submits the information is using a secure protocol by checking the URL, if the URL looks like https:// then it is secure and all information submitted will be encrypted and will not be able to be read until it reaches its destination.
Before submitting information for a FHA loan, be sure that the lending company is a real company. If they are, in fact, legitimate they will have their physical address and telephone number posted in clear viewing somewhere on their website. You do not want to give out personal information concerning your bank account if you cannot be sure the company receiving the information is legit.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.
Showing Your Tulsa Home
September 16, 2008
You may believe that after you have cleaned up the inside and outside of your Tulsa home, you only have to sit back and let the agent show your home. This is not necessarily true if you are still living in the home. You will have to keep your home ready for the agent to show all the time and in some cases; you may only be given a short notice before potential buyers will be in your home. The worst thing you can do is put off potential buyers if you do can avoid it.
The kitchen is one room that must look clean at all times. Do not even leave a few dirty dishes in the sink. Take the time to place them in the dishwasher. Keep your countertops clean as well. If a potential buyer sees dirty dishes, that is a turn off no matter how clean the kitchen might be.
Before the showing, open up the blinds, curtains, and shades. You want your home to look bright and inviting. If the showing is in the evening, then turn on the lights in each room. Be sure that each room has enough for the buyer to see the entire room. Check the light bulbs in the closets as well. If a buyer cannot see into a room or closet, they will not be able to envision their belongings in that area.
If it is warm outside, be sure to have the air conditioner turned on and at a desirable temperature. The same goes for if it is cold outside. You want the buyer to feel comfortable. If you have a fireplace, you could always light it to give them a cozy feel.
Indoor pets should be placed in cages or taken to a friend’s house during the showing. Sorry, to say, but in some cases, the kids should go next door if you cannot get them to sit quietly.
You may not believe this, but if you can be gone while the agent is showing your home, it would be best. A potential buyer may talk to one another about the possibilities of your home, but if you are in the room, they may be afraid to talk to each other due to hurting your feelings.
If you cannot leave, stay in one room of the house, but not in the major areas such as the kitchen, bedrooms, or bathrooms. Stay in the study, family room, basement, or even outside on your patio or front porch. The potential buyers need to be able to walk around the entire house without worrying about hurting your feelings or feeling they are intruding.
Instead of waiting around for the agent to call for a showing and then jumping up to clean and vacuum, do this every day so you are ready for that buyer to walk through your door.
We will work hard to be YOUR Tulsa Real Estate Agent! We are the Tulsa Homes experts and will work hard to find the home of your dreams. Call Toll Free Direct at 1 (877) 738-8572 today.