Home Sales lowest in 15 years

September 3, 2010

In the month of July, occupied home sales fell to the lowest seen in fifteen years, even with the mortgage rates being the lowest seen in years and homes for sale below market value in several areas.

The sales in July decreased over 27% to a seasonally adjusted annual rate of 3.83 million according to the latest report from the National Association of Realtors. This was the largest decrease on records since 1968 with declines recorded all across America.

This drop is adding fuel to the fire when it comes to the economy.

Paul Dales, U.S. economist with Capital Economics, stated, “The housing market is undermining the already faltering wider economic recovery,” and went on to say, “With the increasingly inevitable double-dip in prices yet to come, things could yet get a lot worse.”

The weakest area for home sales was in the lower to middle price ranges. The Midwest homes priced from $100,000 to $250,000 saw sales drop close to 47%.

The slow selling market has now increased the inventory of homes on the market to around 4 million for the month of July. This is a whopping 12 ½-month supply at the selling rate we are seeing which is the highest levels seen in over ten years. This supply would be for a healthy level a supply of around 6 months.

The main reason this market is in trouble is that homebuyers and home sellers are not getting together on the prices of the homes. Many home sellers are not happy to lower their prices and home buyers are a bit hesitate to buy as they believe home prices have not hit the lowest levels yet.

Aaron Zapata, a real estate agent in Brea, California stated, “It really is a self-fulfilling prophecy,” and “if all buyers perceive that home prices are coming down, then they will stop making offers — and home prices will come down.”

Foreclosures are another reason prices have fallen which is around ten times higher than just before the bust in the housing market. The average rate of a 30-year fixed mortgage dropped to 4.42%, some families are unable to qualify for a home loan as banks have strengthened their lending standards.
During the government tax credits in the spring, home sales were up, however, the tax credits expired the end of April and the market is still a bit wobbly from that time until now.

The July sales drop came after a 35% drop in the Midwest. In the northeast sales were down 30%, in the south 23%, and in the west 25%.

The median sale price was up 0.7% from a year ago and down 0.2% from June at $182,600.

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